Lessons Learned from Alternative Finance Experts – A View from Spain Culture is an extremely complex concept to define. It is generally referred to as the set of tangible and intangible material assets of a social group inherited across generations in order to guide individual and collective practices. Cultural changes, the mindset of societies and the shift in thinking can usually take decades or even centuries or millennia. Changes take place gradually, so they are difficult to perceive on a day-to-day basis. […]